IntegraLynx ingests positions, reference data and risk metrics from portfolio accounting, treasury and data warehouses through pre-built adapters and an open API layer, normalising them to the AnaCredit conceptual model. The platform reconciles instrument, counterparty and collateral tables exactly as laid out in the ECB’s Manual.
Our calculation services derive commitment amounts, accrued interest, impairment and off-balance-sheet exposures for every loan, applying the same write-off and threshold logic described in the ECB Q&A. For example, continued reporting until quarter-end when exposure falls below €25,000. Dynamic borrower metrics such as probability of default are rolled forward automatically, ensuring monthly reporters match the data depth expected of large institutions and quarterly reporters stay compliant with the small-agent option.
Every record is screened against the ECB validation catalogue, covering range, relational and logical rules. Business Central Banks’ additional “10,000 error” feedback cap and new Data Quality Indicators effective January 2025 are built in. Interactive dashboards highlight issues before submission.
IntegraLynx packages XML and CSV submissions for each NCA gateway supporting borrower-by-borrower and loan-by-loan requirements. All submissions, acknowledgements and feedback files are archived with immutable timestamps for full audit readiness.
Resolve’s regulatory analysts monitor ECB publications on emerging challenges and costs. Updates roll out through the cloud with zero downtime, backed by our Dublin and London support teams recognised by Deloitte as a top-50 growth company in Ireland and top-500 in EMEA.
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